AutoCred

Instant Airtime Loans for Africa

SMS: LOAN 2 USSD: *384#

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Instant micro-loans via SMS, WhatsApp & USSD

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How AutoCred Works
1

Send a Message

Text LOAN 2 via SMS, WhatsApp, or dial *384# on your phone

2

AI Approves Instantly

Our AI assesses your risk in seconds and approves eligible requests

3

Get Airtime Now

Airtime is credited to your number instantly. Repay within 48 hours.

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Request a Loan in 30 Seconds

Send LOAN followed by the amount via WhatsApp or SMS. Our AI scores your request instantly — no forms, no waiting.

Try: LOAN 2 on WhatsApp